Budgeting For The Holidays With Walmart





Budgeting for the Holidays can be tough, overwhelming, and frustrating all rolled into one season. I am so excited to be partner with Walmart to share how I budget for the holidays. There are so many things to stress about during the holidays don’t let spending money be one of them! Walmart is one of my favorite places to shop for the holidays.

Y’all before I share some of my tips and tricks on how to budget let me just get one thing straight-I HATE saving money and I use to be terrible at saving money. I really identify with the Carrie Bradshaw quote, “I like my money right where I can see it...hanging in my closet.” Luckily, through trial and error (and a lot of buyer’s remorse) I have learned HOW to spend money well. Gift giving, as I’ve found out, is one of my love languages, so I have become an expert in the field! In this post I am going to help you be better prepared and have a better understanding of what you should be shopping for and how I will be spending money over the Holiday season. So let’s get ready to rumble and shop smart!





First things first, you need to sit down and make a list of every single person you will be buying for. For example, I will be using one of my followers who needs to buy for her mother-in-law, father-in-law, two Aunts (on her husband’s side), two uncles (on her husband’s side), and her husband’s three siblings-that is 9 people just on the in-law side! A good rule to follow is keep immediate family at a higher price point and extended family a step lower. For the mother-in-law and father-in-law, I would stick to around $50 and seven others at or around $30. The total for in-law spending should be around $300 and you can use that same price point for your side of the family as well.

After you have the number of people you are buying for listed and the price points in mind, this is when you start brainstorming what gifts are in your price range. If you are also expecting to be super busy during the month of December, I would go ahead and start buying presents now so you aren't running around like crazy in December. Make sure you also aren’t relying on your credit cards to fill in the gaps. During the holidays, I always make sure to turn on my bank notifications so I don’t end up coasting through the last week of December on the little money I have left!





During the rest of the year, I typically budget with the 50/30/10/10 rule. 50% goes towards cost of living, gas for my car, and utilities. 30% goes towards my lifestyle, that’s when I eat out, my shopping, and any money I spend traveling. 10% goes towards my Church, or money I donate to my favorite charities. And then finally the last 10% goes towards savings. During November and December, however, I tend to alter this scale a little bit by changing the 30% of lifestyle to 10% lifestyle and 20% Holiday Budget. That means 20% of your salary from November and December can be for budgeting, if you scale back on buying for yourself. Also, I should note that 20% of your salary, is at the higher end of what you should be spending. I love to shop for my holiday gifts at Walmart. I always knock so many people off my list. Please don’t add to your holiday stress by going into debt over gift buying!!!

And thank you, Walmart for sponsoring this post!


Women's Gifts Under $100

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Black Friday + Cyber Monday


Who’s ready for so Black Friday shopping! I have searched high and Lowe (hahah get it) to find THE absolute best deals from my favorite retailersThis is the best time of the year to shop for all the things! Maybe you get a little something for you and for your loved ones too. I am just getting started with my holiday shopping!! I'll be updating sales all weekend! Happy shopping y’all! 


Abercrombie & Fitch | 50% off everything + Free Shipping
Amazon
ASOS | 30% off everything with code EPIC30
American Eagle | 40% off everything + free shipping
Anthropologie | 30% off of everything. Sign into your account and add item to cart to see sale price. If you've been eyeing the T3 curling wand its included


Ann Taylor | 40% off everything with code THANKFUL

ASOS 25% off of everything with code EPIC25 + extra 10% off the up-to 70% off sale with code EXTRA
Bauble Bar $10 doorbusters + 30% off personalized items
Banana Republic | 50% off everything
Boohoo 60% off everything
Bloomingdales | Up to 50% off + save $25 on every $200 you spend
Chicwish 15% off everything over $70 order
Dick's Sporting Goods | 25% off everything
DSW | 20% off with code MADHOUSE + free weekender with $39 purchase with code FREEBIE
Ebay
Express 50% off everything + free shipping
Finish Line 25% off Finish Lines Black Friday Early Access Deals with code REWARDSTYLEBF
Free People | 50% off select items
Forever 21 | 30% off everything
Francescas | BOGO 70% off everything || They have my favorite for holiday decor and stocking stuffers
Gap | 50% off everything with code BLCKFRIDAY
Goodnight Macaroon | up to 50% off, buy more save more. 30% off of $150 with code THANKS30, 40% off of $250 with code THANKS40 and 50% off of $450+ with code THANKS50. Also sweaters are BOGO 50% off with code SWEATER50
H&M | 30% off everything + FREE SHIPPING with code 3238
Hunter Up to 40% off a new Hunter product everyday
J.Crew | 50% off everything and 60% off sale items
J.Crew Factory | 60% off site wide 
JCPenney 
Kate Spade enjoy up to 75% off
Kendra Scott 20% off everything with code YELLOW20
Kohl's 
LOFT | 50% off everything with code FRIYAY
Lord & Taylor | up to 40% off everything with code DEALS + $25 off of $200 with code BONUS + FREE SHIPPING
Macy’s | 25-75% off select items
Madewell | 25% off everything with code DEALWITHIT
Missguided 50% off everything 
ModCloth won't go live until Sunday!
NastyGal | 50% off everything with code GIMME40
Nike 25% off sale selects with code EPIC25 ends 11/28
Neiman Marcus | $50 off of $250 with code THANKFUL
NET-A-PORTER Take an extra 50% off 
Nordstrom | Select styles are 40% off + FREE shipping
Old Navy | 50% off store wide
Ray-ban Up to 50% off (20% off sitewide)
Revolve up to 50% off select items
Rebecca Minkoff 25% off all order of $100 or more with code BLACK25
Sam Edelman 30% off everything with code SAMSGIVING
Sephora select items on sale
Shopbop  | 30% off sale items with code wow18
Sigma Beauty  30% off sitewide + free shipping with code BF30
Sole Society up to 50% off
Steve Madden Buy one get one 70% off with code MERRY
The Pink Lilly Boutique | 30% off site wide code plbblackout + door busters 
T3 Micro 25% off with code FRIDAY17
Target | So many sales! Clothing wise: 10$ off of $40 or $20 off $75. Pajama pants are $10 and all Christmas trees are 40% off.
TopShop  | up to 50% off + FREE WORLDWIDE SHIPPING
Tory Burch | Up to 60% off  with code THANKS
Urban Outfitters | BOGO 50% off everything
Victoria Secret | $50 off of $250 with code SAVE50VS + FREE SHIPPING on orders over $50 with code SHIP50

Holiday Look with Victoria Emerson Design









The most perfect gift for any girl would have to be a jewelry... duh! While I was in South Carolina with my girlfriends last weekend we were all talking about our favorite Christmas Gifts to get and receive. Believe it or not we all said jewelry.  I styled this fun holiday look featuring my favorite Victoria Emerson Design wrap bracelet and this beautiful Gold Tassel Necklace. I am absolutely can not wait to style my Victoria Emerson Design so many ways this holiday season.  Both the bracelet and my necklace would make great Christmas gift for any age.

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